The Best Way to Organize Your Magazines

If you are like most people, you probably have more than a few magazine subscriptions, and a ton of magazines laying around! Now the question is: What is the best way to organize your magazines?

The best way to Organize your magazines

The Best Way to Organize Your Magazines

First, you will need to decide which magazines you really NEED to keep. If you are holding onto some of them because you may read them “someday”, it may be time to think about cancelling that subscription. You can also have the magazines delivered to someone else.

If you read magazines and mark pages to read later, consider tearing out the articles and filing them. Then when you find the time, you could go through the folder and read what interests you.

Recycle the unwanted magazines or see about donating them to your local library. Do not donate the magazines if you have removed any pages.

Next you will have to find a home for the magazines you want to keep. No, spreading them out on the kitchen counter/table is not an option. 🙂

A better option would be to store them in a magazine holder. Then you can place the holder on a desk or bookshelf. Once your magazine holder is full, you will have to remove and recycle one to add another to the collection.

You could also put your magazines in a basket and place it on the floor near your favorite reading area, or keep a tray on your desk just for your magazines. Again, when it is full, you will have to part with some in order to maintain order.

If you receive a lot of store catalogs, create a special place in your home to store them and when a new catalog arrives in the mail, recycle the old one.

You can also go digital with your subscriptions-then they won’t take up any space in your home.  Some magazines are available on your iPad, Kindle or Android device for free if you already have a mail subscription.

Now that you know the best way to organize your magazines,  you can begin clearing the magazine clutter that’s been accumulating in your home.

Do you have magazine clutter in your home? How do you intend to conquer it?

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Are You Giving an Interest-Free Loan to the Government?

If you are going to receive more than $500 as a tax refund, you have been giving an interest-free loan to the government.

interest-free loan to the government

Are You Giving an Interest-Free Loan to the Government?

Many people get excited while waiting for their big “windfall” after filing their taxes. They think it is a gift from the government…it’s not!

A tax REFUND means that you overpaid and they are giving it back to you! It’s not extra money that you’ve earned.  It’s the money you have already earned, and gave to them to “hold on to” until you ask for it back. Then they return it to you without paying any interest.

Here’s an example for ya: You’re expecting to receive a big, fat tax refund of $5,000 this year. Woo Hoo! But guess what? This means that you overpaid the government $5,000 or $417 a month.  That is $417 that you could have had in your pocket each month. I hope you’re thinking, “That money could have helped me pay off my debts or fattened up my savings account!” If that’s what you’re thinking, we’re now on the same page. 😉

What can you do to change this? First, calculate how much tax you should be paying each year. You can use the IRS Withholding Calculator to help figure this out.

Once you figure out the amount of taxes you will owe, adjust the allowances on your Form W-4. The IRS Withholding Calculator will tell you how many allowances to take.

Every year you should run the calculators to figure out how much you will owe that year. Then,  you can make the adjustments to your W-4, and begin putting the extra money you will start receiving into your savings or towards paying off your debt.

You’re welcome! 🙂

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5 Easy Ways to Get Organized in the New Year

HAPPY NEW YEAR!!! 🙂

Now that we are officially into the new year, I thought I’d repost 5 easy ways to get organized in the new year.

5 easy ways to get organized in the new year

5 Easy Ways to Get Organized in the New Year

*This post contains affiliate links. Read more about my disclosure policy here.

  1. Now is a good time to start gathering the documentation you’ll need to file your taxes. (I know, big fun…) Grab a folder to put all the year-end forms you’ll soon start receiving. Take an hour or so to start organizing receipts and any other papers you’ll need to file. Getting those documents organized now will allow you to file earlier and move on to the other organizing goals you may have.
  2. Start putting a set amount into your savings account each month. Figure out how much you want to save and have that amount automatically deposited so you never miss it. This will ensure that you will have CASH to spend on your next vacation or to purchase Christmas gifts. If you don’t plan on spending the money, just leave it in your savings account and you’ll have a nice little nest egg for any emergencies that may come up.
  3. Plan activities for your life and family now to avoid the “What do you want to do this weekend?” question. Just by taking a few minutes to jot down on your calendar the activities you would like to do, will allow you to have some scheduled fun this year. Just select 1 or 2 activities each month so you can be flexible if something else comes up on your selected day. My friends always laugh when I tell them that we have activities already scheduled out for the year, but for us, it’s one less thing to think about, and gives us something to look forward to. I find that if we don’t plan anything, we don’t do anything.
  4. Here’s a little tip that my family is implementing this year: We are going to list 12 monthly household projects that we would like to get done this year, and add them to our calendar. The projects could be something as small as organizing under the kitchen cabinets to as large as landscaping the front yard. By putting these items on our calendar, it gives us a blueprint and a schedule to get these tasks done. I’m sure you can probably find more than 12 projects to complete, but let’s start small to stay motivated… 😉
  5. If you’re not already, I highly recommend using some sort of calendar to organize your time. By using the calendar on your phone, a pocket calendar or a wall/desk calendar at home, you will begin to feel more on top of your schedule because you will know where you are supposed to be at any given time. Using a calendar can also remind you of things you need to do. For example, if you notice you have a birthday party this weekend, that means you need to purchase a gift. You can actually purchase and wrap the gift days ahead instead of running to the store to purchase a gift card on the way to the party. (I know, we are all guilty!) By the way, if you’re going to use the calendar on your phone, don’t forget to set reminders!

Cozi is the calendar I have been using for the past 10 years to keep my entire family organized. I’ve tried other calendars but kept coming back to this one. What I love the most about Cozi is how I am able to keep everyone’s schedule in one place. Each member of my family has a linked account and can access the calendar on their computer or on their phone. I also love that I can create a shopping list and share it with my husband when he makes a run to the store. I’ve recently started storing my recipes in the app, and I love how it allows you to add the ingredients to the shopping list! I’m still amazed that after all these years, and all that this app can do, that it is still FREE!!  Click here to sign up to get your family organized today!

These tips are designed to help you get it together this year so you can feel more in control of your day-to-day life. At the end of the year, you will be able to look back and see how much you’ve saved, all the activities you’ve done, and all the home projects you’ve completed.  You’ll also feel more on top of your schedule and ready to take on the world! 🙂

Let us know in the comments what changes you plan on making this year, and what steps you’re taking to commit to your goal.

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